About temenos
Company Description
Temenos is a global leader in banking software, providing technology solutions to financial institutions around the world. Founded in 1993, the company is known for its innovative banking software that supports banks in delivering superior customer service, improving operational efficiency, and achieving regulatory compliance. Temenos fosters a collaborative and inclusive work culture that emphasizes agility and innovation. Employees are encouraged to share ideas and contribute to the company's mission of transforming banking through technology. The work environment is dynamic and fast-paced, with a strong focus on continuous learning and development, enabling staff to grow their skills and advance their careers.
Software Engineer Interview Questions
Q1: What programming languages are you proficient in?
I am proficient in several programming languages, including Java, C++, and Python. I have used these languages to develop robust applications and services in my previous projects.
Q2: Can you describe your experience with agile methodologies?
I have worked in agile teams for several years, participating in daily stand-ups, sprint planning, and retrospectives. This experience has taught me the importance of collaboration and adaptability in software development.
Q3: How do you ensure the quality of your code?
I follow best practices such as writing unit tests, conducting code reviews, and using static code analysis tools. I believe that maintaining code quality is essential for long-term project success.
Q4: Describe a challenging technical problem you faced and how you solved it.
In a previous project, I encountered performance issues in a web application. I conducted profiling to identify bottlenecks, refactored the code to optimize database queries, and implemented caching, which improved the application's performance significantly.
Q5: How do you stay updated with the latest technology trends?
I actively participate in online tech communities, attend webinars, and read industry blogs and research papers. I also enroll in relevant online courses to keep my skills current.
Business Analyst Interview Questions
Q1: What techniques do you use for requirements gathering?
I use a combination of interviews, surveys, and workshops to gather requirements. I also create user stories and use cases to ensure that all stakeholders have a clear understanding of the project goals.
Q2: Can you explain how you prioritize requirements?
I prioritize requirements based on various factors such as business value, urgency, and feasibility. I often use techniques like MoSCoW (Must have, Should have, Could have, and Won't have) to categorize them.
Q3: Describe a time when you had to manage conflicting stakeholder requirements.
In a previous project, different stakeholders had conflicting priorities. I facilitated a meeting where we discussed the implications of each requirement and reached a consensus on a prioritized list that aligned with the overall business objectives.
Q4: How do you validate the requirements you've gathered?
I validate requirements by reviewing them with stakeholders and conducting walkthrough sessions. I also create prototypes or mockups to provide a visual representation of the requirements, which helps in confirming their accuracy.
Q5: What tools do you use for business analysis?
I am familiar with various tools such as JIRA for tracking requirements and progress, Lucidchart for creating flowcharts, and Excel for data analysis and reporting.
Project Manager Interview Questions
Q1: What project management methodologies are you familiar with?
I am experienced with both Agile and Waterfall methodologies. I have successfully managed projects using Scrum, Kanban, and traditional project management approaches, depending on the project's requirements.
Q2: How do you handle project scope changes?
I assess the impact of scope changes on the project timeline and resources. I then communicate with stakeholders to obtain their approval and adjust the project plan accordingly.
Q3: Can you give an example of a successful project you've managed?
I managed a software implementation project for a banking client that improved their transaction processing time by 30%. I coordinated with cross-functional teams and ensured that we met all milestones ahead of schedule.
Q4: How do you ensure effective communication within your project team?
I establish regular check-ins and use collaboration tools to facilitate communication. I also encourage an open-door policy where team members feel comfortable sharing their concerns or suggestions.
Q5: What metrics do you use to measure project success?
I use metrics such as project completion time, budget adherence, stakeholder satisfaction, and the quality of deliverables to evaluate project success.
Quality Assurance Engineer Interview Questions
Q1: What testing methodologies are you familiar with?
I have experience with both manual and automated testing methodologies. I am well-versed in functional, regression, performance, and user acceptance testing.
Q2: How do you create a test plan?
I start by defining the scope of testing, identifying the test objectives, and outlining the resources required. I also include timelines, testing strategies, and deliverables in the test plan.
Q3: Can you describe a significant bug you found in a project?
I discovered a critical bug in an application that caused incorrect calculations in financial reports. After replicating the issue, I worked closely with developers to ensure it was resolved before the product launch.
Q4: What tools do you use for test automation?
I have worked with Selenium and JUnit for automated testing. I also use tools like TestRail for test management and bug tracking.
Q5: How do you ensure that testing is thorough and comprehensive?
I ensure thorough testing by creating detailed test cases, covering all scenarios, and performing exploratory testing. I also collaborate with developers to understand features in depth and anticipate potential issues.
Company Background and Industry Position
Temenos is a pivotal player in the financial software industry, renowned globally for its core banking software solutions. Founded in 1993, the company has matured into a powerhouse that supports more than 3,000 financial institutions worldwide. What sets Temenos apart is its relentless focus on innovation within financial services technology, helping banks and financial institutions accelerate their digital transformation journeys.
Operating at the intersection of finance and technology, Temenos sits in a niche that demands both deep domain expertise and cutting-edge tech skills from its workforce. This industry focus influences everything from their recruitment strategy to the kind of talent they seek—candidates who can not only code but understand complex banking operations. The market they serve is highly competitive, with players like Infosys Finacle, FIS, and Oracle Financial Services breathing down their neck.
For a job seeker, understanding Temenos’s industry standing is crucial, as it explains the company’s high standards and the layered, comprehensive nature of their hiring process. They value versatility, problem-solving flair, and adaptability, reflecting the fast-evolving fintech field.
How the Hiring Process Works
- Application and Resume Screening: It begins with an online application. Temenos recruiters meticulously assess resumes to filter candidates who meet the eligibility criteria, focusing on relevant experience, educational background, and technical skills. They look for evidence of domain knowledge in banking or fintech alongside technical prowess.
- Initial HR Telephonic Interview: This step evaluates cultural fit, communication skills, and motivation. Recruiters probe the candidate’s career goals and verify basic information while offering candidates insights into the company’s values and expectations.
- Technical Assessment: Usually conducted online, this phase tests role-specific skills. For developers, expect coding challenges on platforms like HackerRank. For business analysts or product roles, scenario-based questions dominate. The goal here is to gauge practical knowledge, problem-solving approaches, and familiarity with tools vital to the job role.
- Technical Interview Rounds: These are usually one or two rounds, sometimes conducted by team leads or senior engineers. They dive deep into the candidate’s expertise through intricate interview questions—from algorithmic problems to system design or domain-centric case studies.
- Managerial Round: This focuses more on behavioral aspects, leadership qualities, and alignment with the team’s dynamics. Candidates might also discuss previous project experiences and how they've handled challenges.
- HR Round and Offer Discussion: The final hurdle includes negotiation on the salary range and clarifications about benefits, work culture, and any other concerns from the candidate’s side.
Each step exists for a reason. The screening ensures time efficiency and baseline standards, while interviews progressively assess technical depth and cultural compatibility. The multi-layered process reflects Temenos’s emphasis on quality and fit, rather than speed.
Interview Stages Explained
Resume Screening: More Than Just a Formality
At Temenos, resume screening isn't a quick glance. Recruiters look for keywords linked to banking software, fintech projects, or relevant programming languages such as Java, C#, or Python, depending on the job role. They assess whether the candidate has experience with agile methodologies and cloud platforms, given the industry trend towards SaaS solutions.
HR Telephonic Interview: The Cultural Thermometer
During this call, candidates often feel they’re just answering scripted questions, but in reality, the recruiter subtly gauges communication clarity and enthusiasm. The aim is to weed out candidates who may have the technical skills but lack alignment with Temenos’s collaborative culture. It’s equally a chance for candidates to ask questions and get a feel for the environment.
Technical Assessments: Real-World Simulations
Technical tests aren’t about trick questions; they’re designed to mirror day-to-day challenges. For example, a software developer might face a problem reminiscent of optimizing a transaction processing system. For business analysts, this could be interpreting bank requirements or designing workflows. This ensures the candidate can hit the ground running.
In-Depth Technical Interviews: The Expert Scrutiny
Interviewers here are seasoned professionals who look for more than rote knowledge. They examine problem-solving methods, coding efficiency, and understanding of banking processes. A smart candidate will notice that questions often follow up on their answers to explore depth, not just breadth. Expect scenarios that test adaptability, like “How would you modify your design to handle increased customer load?”
Managerial Round: Personality Meets Performance
Here, the focus shifts to teamwork and conflict management. Candidates often recount stories illustrating leadership or resilience. Interviewers analyze whether the candidate’s work style meshes with the team’s or project demands, which is critical in a domain where cross-functional collaboration is key.
HR Round: The Bridge to Onboarding
Beyond the salary talk, HR clarifies company policies and future expectations. This conversation often helps candidates decide if Temenos is the right fit for their career trajectory. A well-prepared candidate treats this not just as an administrative step but a genuine dialogue about mutual fit.
Examples of Questions Candidates Report
- Technical Interview Questions: “Explain how you would design a scalable banking transaction system.”
- “Write a function to detect fraudulent transactions in real-time.”
- “How do you ensure data security and compliance in financial software?”
- HR Interview Questions: “Describe a time you had to handle a difficult stakeholder.”
- “Why Temenos, and where do you see yourself in 5 years?”
- “Have you worked in agile teams before? How do you handle sprint deadlines?”
- Scenario-Based: “If a client requests a feature that conflicts with regulatory requirements, how would you proceed?”
Eligibility Expectations
Temenos typically targets candidates holding degrees in Computer Science, Information Technology, Finance, or related fields. For technical roles, a strong foundation in programming, algorithms, and software development lifecycle is essential. For business or analyst roles, prior experience in banking or fintech domains can be a significant advantage. Certifications like PMP, CBAP, or cloud certifications sometimes boost a candidate’s profile.
Age limits or rigid experience brackets are generally flexible, but candidates should realistically match the job specifications. Freshers might find entry-level roles or internships better suited, whereas mid to senior roles demand proven track records.
Common Job Roles and Departments
Temenos’s job opportunities span a broad spectrum, reflecting its product and service diversity. Here are some of the key roles and departments:
- Software Developers – Developing and maintaining core banking applications.
- Business Analysts – Bridging client needs with technical teams.
- Quality Assurance Engineers – Ensuring product stability and compliance.
- Product Managers – Defining product roadmaps and coordinating releases.
- Customer Support and Implementation Specialists – Facilitating smooth software deployment.
- Data Scientists and AI Engineers – Driving innovation in risk analysis and customer insights.
Each department has distinct recruitment nuances. Developers face coding-heavy rounds, whereas analysts tackle case studies and domain-based questions.
Compensation and Salary Perspective
| Role | Estimated Salary |
|---|---|
| Software Developer (Entry-Level) | $60,000 - $80,000 per year |
| Senior Software Engineer | $100,000 - $130,000 per year |
| Business Analyst | $70,000 - $95,000 per year |
| Quality Assurance Engineer | $65,000 - $90,000 per year |
| Product Manager | $110,000 - $150,000 per year |
| Data Scientist | $120,000 - $160,000 per year |
These figures can vary significantly depending on location, experience, and negotiation skills. Temenos generally offers competitive packages aligned with market standards for fintech companies, often including bonuses and stock options.
Interview Difficulty Analysis
From what candidates share, Temenos interviews fall into a moderate to challenging category, especially for technical positions. The difficulty lies not just in technical rigor but in the integration of domain knowledge—candidates must think like bankers as much as coders. Unlike some tech firms where pure algorithmic prowess suffices, Temenos expects well-rounded expertise.
Some candidates recount feeling that the process tests endurance as much as skill; multiple rounds can be draining and require consistent performance. However, the transparent feedback after each stage helps candidates calibrate their preparation mid-process.
Preparation Strategy That Works
- Understand the Domain: Dive into banking fundamentals and fintech trends. Knowing how core banking systems operate is a game-changer.
- Practice Coding: Use platforms like LeetCode and HackerRank focusing on data structures, algorithms, and problem-solving speed.
- Mock Interviews: Simulate technical and HR interviews to improve communication and reduce anxiety.
- Case Studies: Prepare for scenario-based questions by analyzing real-world fintech problems.
- Research Company Culture: Review Temenos’s recent projects, news, and values to tailor your answers.
- Prepare Questions: Asking informed questions about team structure or product strategy signals genuine interest.
Work Environment and Culture Insights
Temenos prides itself on a culture that blends innovation with collaboration. Employees often describe the environment as fast-paced yet supportive, where continuous learning is encouraged. The company embraces diversity and strives for inclusion, reflecting in international and cross-functional teams.
Work-life balance varies by role and department but is generally considered reasonable with flexibility around remote work, especially post-pandemic. Candidates should be ready to adapt to a dynamic, sometimes high-pressure setting, as fintech demands agility.
Career Growth and Learning Opportunities
One remarkable feature of Temenos is its emphasis on continuous skill development. Employees have access to training on the latest technologies and industry standards. Career paths can be quite fluid; developers might move into product management or solution architecture roles, while analysts could transition into consulting or customer success roles.
Growth is merit-based but supported by structured performance reviews and mentorship programs. For those passionate about fintech, Temenos offers a thriving ecosystem.
Real Candidate Experience Patterns
Talking to candidates reveals common threads: many feel the process tests patience and preparation equally. Candidates often recount that transparency during recruitment is appreciated—the company communicates delays and feedback reasonably well.
Some share that initial technical rounds are challenging, but with adequate preparation, candidates felt confident moving forward. The HR rounds tend to be more conversational, giving some relief after dense technical interviews.
It’s normal for candidates to feel a bit overwhelmed by the mix of technical and domain questions, but those who succeed highlight the importance of integrating both skill sets rather than relying on just one.
Comparison With Other Employers
| Aspect | Temenos | Infosys Finacle | Oracle Financial Services |
|---|---|---|---|
| Technical Rigor | High, with domain integration | Moderate, coding focus | High, domain heavy |
| Interview Length | Multiple rounds, 4-6 weeks | Fewer rounds, 2-3 weeks | Similar to Temenos |
| Compensation | Competitive for fintech | Moderate | Higher, but variable |
| Candidate Experience | Transparent, communicative | Tends to be formal | Varies by location |
| Domain Focus | Very strong | Moderate | Very strong |
Compared to peers, Temenos demands a stronger fintech mindset alongside technical skills. This is both a challenge and a niche advantage for candidates who want to specialize.
Expert Advice for Applicants
Don’t just prepare for generic coding tests. Invest time in understanding banking processes and compliance standards—they shape many technical and HR questions. Practice explaining your thought process aloud during mock interviews, as communication is key in Temenos’s collaborative teams. Also, be ready to showcase adaptability; fintech is fast-changing and Temenos looks for those who can pivot quickly. Lastly, keep your enthusiasm genuine—recruiters pick up on whether you’re passionately engaged or just checking boxes.
Frequently Asked Questions
What types of interview questions does Temenos typically ask?
Expect a combination of technical questions—covering coding, system design, and domain knowledge—along with behavioral questions that explore cultural fit and problem-solving approaches. Scenario-based questions reflecting banking realities are common.
How long does the Temenos hiring process usually take?
It generally spans around 4 to 6 weeks, depending on the role and candidate responsiveness. The process is multi-staged to ensure thorough evaluation.
Is prior banking experience mandatory for technical roles?
Not strictly mandatory, but highly desirable. Candidates without domain experience should compensate with strong technical skills and a willingness to learn banking fundamentals quickly.
How should I prepare for the Temenos technical interview?
Focus on coding practice, especially algorithms and data structures, while also studying core banking concepts. Review previous projects and be ready to discuss technical decisions in detail.
What is the typical salary range at Temenos?
Salaries vary, but for software developers, expect between $60,000 to $130,000 depending on experience and location. Higher roles such as product managers or data scientists can command $110,000 to $160,000 or more.
Final Perspective
Temenos offers an intriguing blend of tech innovation and financial domain complexity. Its hiring process reflects this duality—it’s rigorous, layered, and demands comprehensive preparation. Candidates who approach the interview as a narrative, weaving together their technical skills and fintech understanding, stand the best chance of success. The company’s culture values curiosity and collaboration, rewarding those who can adapt and grow within a fast-paced, evolving environment.
For job seekers ready to dive into the fintech wave, Temenos presents a challenging yet rewarding opportunity. The key lies in preparation that respects both the technical and business sides of the coin. It’s not just about acing the test; it’s about demonstrating that you can be a vital part of a company transforming banking software on a global scale.
temenos Interview Questions and Answers
Updated 21 Feb 2026Technical Support Specialist Interview Experience
Candidate: Emily Davis
Experience Level: Entry-level
Applied Via: Job fair
Difficulty: Easy
Final Result:
Interview Process
1 round
Questions Asked
- How do you handle difficult customers?
- What do you know about Temenos products?
- Describe a time you solved a technical issue.
- Are you comfortable working in shifts?
- Why did you choose technical support?
Advice
Be honest and show your customer service orientation and problem-solving skills.
Full Experience
The interview was conducted on the spot at the job fair. It was a friendly conversation focusing on my communication skills and willingness to learn. The offer was given quickly and the onboarding process was straightforward.
Business Analyst Interview Experience
Candidate: David Kim
Experience Level: Mid-level
Applied Via: LinkedIn application
Difficulty:
Final Result:
Interview Process
3 rounds
Questions Asked
- How do you gather requirements from stakeholders?
- Describe a time you resolved a conflict in a project.
- What tools do you use for documentation?
- Explain a complex project you worked on.
- How do you ensure alignment between business and IT teams?
Advice
Prepare examples from your experience and be clear about your communication skills.
Full Experience
The first round was a phone interview focusing on my background and experience. The second was a technical interview with scenario-based questions. The final round was with the hiring manager and focused on culture fit and expectations. The interviewers were professional and the process was well organized.
Quality Assurance Engineer Interview Experience
Candidate: Catherine Smith
Experience Level: Entry-level
Applied Via: Campus recruitment
Difficulty:
Final Result:
Interview Process
2 rounds
Questions Asked
- What is the difference between verification and validation?
- Explain test case design techniques.
- Have you used any automation tools?
- How do you handle missed defects?
- Why do you want to work at Temenos?
Advice
Understand basic QA concepts and be ready to discuss any projects or internships you have done.
Full Experience
The first round was a written test on QA fundamentals and the second was an HR interview focusing on motivation and communication skills. The interviewers were friendly and the process was smooth.
Product Manager Interview Experience
Candidate: Brian Lee
Experience Level: Senior
Applied Via: Referral
Difficulty:
Final Result: Rejected
Interview Process
4 rounds
Questions Asked
- How do you prioritize product features?
- Describe a time you managed conflicting stakeholder interests.
- What metrics do you track for product success?
- How familiar are you with banking software?
- Case study: Improve user onboarding for Temenos T24.
Advice
Gain deeper understanding of banking domain and prepare for case studies thoroughly.
Full Experience
The process started with an HR screening, followed by a product case study presentation. Then, I had interviews with senior management and the technical team. The case study was particularly challenging and required quick thinking and domain knowledge. Feedback was constructive but I lacked some domain expertise.
Software Engineer Interview Experience
Candidate: Alice Johnson
Experience Level: Mid-level
Applied Via: Online application via company website
Difficulty:
Final Result:
Interview Process
3 rounds
Questions Asked
- Explain OOP concepts.
- Describe a challenging bug you fixed.
- Write a function to reverse a linked list.
- How do you ensure code quality?
- What do you know about Temenos products?
Advice
Brush up on data structures and be ready to discuss your past projects in detail.
Full Experience
The first round was a phone screening focusing on my resume and basic coding questions. The second round was a technical interview with coding exercises and system design questions. The final round was with the team lead and focused on cultural fit and behavioral questions. Overall, a positive experience with clear communication throughout.
Frequently Asked Questions in temenos
Have a question about the hiring process, company policies, or work environment? Ask the community or browse existing questions here.
Common Interview Questions in temenos
Q: A man has a wolf, a goat, and a cabbage. He must cross a river with the two animals and the cabbage. There is a small rowing-boat, in which he can take only one thing with him at a time. If, however, the wolf and the goat are left alone, the wolf will eat the goat. If the goat and the cabbage are left alone, the goat will eat the cabbage. How can the man get across the river with the two animals and the cabbage?
Q: A hare and a tortoise have a race along a circle of 100 yards diameter. The tortoise goes in one directionand the hare in the other. The hare starts after the tortoise has covered 1/5 of its distance and that too leisurely.The hare and tortoise meet when the hare has covered only 1/8 of the distance. By what factor should the hareincrease its speed so as to tie the race?
Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?
Q: Suppose a newly-born pair of rabbits, one male, one female, are put in a field. Rabbits are able to mate at the age of one month so that at the end of its second month a female can produce another pair of rabbits. Suppose that our rabbits never die and that the female always produces one new pair (one male, one female) every month from the second month on.
Q: Consider a pile of Diamonds on a table. A thief enters and steals 1/2 of the total quantity and then again 2 extra from the remaining. After some time a second thief enters and steals 1/2 of the remaining+2. Then 3rd thief enters and steals 1/2 of the remaining+2. Then 4th thief enters and steals 1/2 of the remaining+2. When the 5th one enters he finds 1 diamond on the table. Find out the total no. of diamonds originally on the table before the 1st thief entered.
Q: There are 3 clans in an island - The Arcs who never lie, the Dons who always lie and the Slons who lie alternately with the truth. Once a tourist meets 2 guides who stress that the other is a Slon. They proceed on a tour and see a sports meet. The first guide says that the prizes have been won in the order Don, Arc, Slon. The other says that, the order is Slon, Don, Arc. (the order need not be exact). To which clan did each of the guides and the players belong? ...
Q: T, U, V are 3 friends digging groups in fields. If T & U can complete i groove in 4 days &, U & V can complete 1 groove in 3 days & V & T can complete in 2 days. Find how many days each takes to complete 1 groove individually.
Q: There is a room with a door (closed) and three light bulbs. Outside the room there are three switches, connected to the bulbs. You may manipulate the switches as you wish, but once you open the door you can't change them. Identify each switch with its bulb.
Q: The egg vendor calls on his first customer and sells half his eggs and half an egg. To the second customer, he sells half of what he had left and half an egg and to the third customer he sells half of what he had then left and half an egg. By the way he did not break any eggs. In the end three eggs were remaining . How many total eggs he was having ?
Q: There are 7 letters A,B,C,D,E,F,GAll are assigned some numbers from 1,2 to 7.B is in the middle if arranged as per the numbers.A is greater than G same as F is less than C.G comes earlier than E.Which is the fourth letter
Q: There are four dogs/ants/people at four corners of a square of unit distance. At the same instant all of them start running with unit speed towards the person on their clockwise direction and will always run towards that target. How long does it take for them to meet and where?
Q: Given a collection of points P in the plane , a 1-set is a point in P that can be separated from the rest by a line, .i.e the point lies on one side of the line while the others lie on the other side. The number of 1-sets of P is denoted by n1(P)....
Q: Jack and his wife went to a party where four other married couples were present. Every person shook hands with everyone he or she was not acquainted with. When the handshaking was over, Jack asked everyone, including his own wife, how many hands they shook?
Q: A family X went for a vacation. Unfortunately it rained for 13 days when they were there. But whenever it rained in the mornings, they had clear afternoons and vice versa. In all they enjoyed 11 mornings and 12 afternoons. How many days did they stay there totally?
Q: A man driving the car at twice the speed of auto one day he was driven car for 10 min. and car is failed. he left the car and took auto to go to the office .he spent 30 min. in the auto. what will be the time take by car to go office?
Q: Motorboat A leaves shore P as B leaves Q; they move across the lake at a constant speed. They meet first time 600 yards from P. Each returns from the opposite shore without halting, and they meet 200 yards from. How long is the lake?
Q: In mathematics country 1,2,3,4....,8,9 are nine cities. Cities which form a no. that is divisible by 3 are connected by air planes. (e.g. cities 1 & 2 form no. 12 which divisible by 3 then 1 is connected to city 2). Find the total no. of ways you can go to 8 if you are allowed to break the journeys.
Q: A is driving on a highway when the police fines him for over speeding and exceeding the limit by 10 km/hr. At the same time B is fined for over speeding by twice the amount by which A exceeded the limit. If he was driving at 35 km/hr what is the speed limit for the road?
Q: A 31" x 31" square metal plate needs to be fixed by a carpenter on to a wooden board. The carpenter uses nails all along the edges of the square such that there are 32 nails on each side of the square. Each nail is at the same distance from the neighboring nails. How many nails does the carpenter use?Â
Q: Two unemployed young men decided to start a business together. They pooled in their savings, which came to Rs. 2,000. They were both lucky, their business prospered and they were able to increase their capital by 50 per cent every three years. How much did they have in all at the end of eighteen years?