About TJSB Bank
TJSB Bank Interview Questions and Answers
Updated 21 Feb 2026Credit Analyst Interview Experience
Candidate: Karan Joshi
Experience Level: Mid Level
Applied Via: Online Application
Difficulty:
Final Result: Rejected
Interview Process
2
Questions Asked
- What financial ratios do you analyze?
- Explain how you evaluate creditworthiness.
- Describe a time you identified a risky loan.
- How do you stay updated with market trends?
Advice
Focus on financial analysis skills and current market knowledge. Practice explaining your analytical approach clearly.
Full Experience
The first round was a telephonic technical interview, followed by an in-person discussion with the credit team. The questions were technical but fair. I felt confident but was informed later that they selected another candidate with more experience. I appreciated the feedback and plan to improve for next time.
Branch Manager Interview Experience
Candidate: Priya Kulkarni
Experience Level: Senior Level
Applied Via: Recruitment Agency
Difficulty: Hard
Final Result:
Interview Process
4
Questions Asked
- Describe your leadership style.
- How do you manage branch performance?
- Explain a time you improved customer satisfaction.
- How do you handle compliance and regulatory issues?
- What are your strategies for team motivation?
Advice
Demonstrate leadership skills and knowledge of banking regulations. Use real examples to showcase your achievements.
Full Experience
The recruitment agency coordinated the process. The multiple rounds included HR screening, technical interview, a case study presentation, and a final discussion with senior management. The process was rigorous but fair, and I was able to secure the position by highlighting my past successes.
Customer Service Representative Interview Experience
Candidate: Amit Patel
Experience Level: Entry Level
Applied Via: Walk-in Interview
Difficulty: Easy
Final Result:
Interview Process
1
Questions Asked
- How would you handle an irate customer?
- What do you know about TJSB Bank?
- Are you comfortable working in shifts?
Advice
Be polite and demonstrate good communication skills. Show willingness to learn.
Full Experience
I attended a walk-in interview at the local branch. The interview was brief and focused on customer interaction scenarios. The interviewer was approachable and gave me the job on the spot. It was a smooth and quick process.
Loan Officer Interview Experience
Candidate: Sneha Desai
Experience Level: Mid Level
Applied Via: Employee Referral
Difficulty: Hard
Final Result: Rejected
Interview Process
3
Questions Asked
- Explain the loan approval process.
- How do you assess credit risk?
- Describe a challenging case you handled.
- What strategies do you use to meet targets?
- Why do you want to work at TJSB Bank?
Advice
Prepare thoroughly on loan products and credit assessment. Be ready with examples from your past work.
Full Experience
The referral helped me get an interview quickly. The first round was a technical assessment, followed by a panel interview and finally an HR round. The technical questions were quite detailed, and I felt I could have prepared better on credit risk analysis. Although I was not selected, the experience was valuable.
Bank Teller Interview Experience
Candidate: Rahul Sharma
Experience Level: Entry Level
Applied Via: Online Application
Difficulty:
Final Result:
Interview Process
2
Questions Asked
- Tell me about yourself.
- How do you handle difficult customers?
- What do you know about TJSB Bank?
- Describe a time you worked in a team.
Advice
Be clear and confident in your communication. Brush up on basic banking operations and customer service skills.
Full Experience
I applied online and was called for a telephonic interview first, which was quite straightforward. The second round was an in-person interview focusing on customer handling and basic banking knowledge. The interviewers were friendly and gave me a chance to explain my previous internship experience. Overall, a positive experience that led to an offer.
Frequently Asked Questions in TJSB Bank
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Common Interview Questions in TJSB Bank
Q: In a sports contest there were m medals awarded on n successive days (n > 1). 1. On the first day 1 medal and 1/7 of the remaining m - 1 medals were awarded. 2. On the second day 2 medals and 1/7 of the now remaining medals was awarded; and so on.On the nth and last day, the remaining n medals were awarded.How many days did the contest last, and how many medals were awarded altogether?
Q: A hare and a tortoise have a race along a circle of 100 yards diameter. The tortoise goes in one directionand the hare in the other. The hare starts after the tortoise has covered 1/5 of its distance and that too leisurely.The hare and tortoise meet when the hare has covered only 1/8 of the distance. By what factor should the hareincrease its speed so as to tie the race?
Q: 9 cards are there. You have to arrange them in a 3*3 matrix. Cards are of 4 colors. They are red, yellow, blue and green. Conditions for arrangement: one red card must be in first row or second row. 2 green cards should be in 3rd column. Yellow cards must be in the 3 corners only. Two blue cards must be in the 2nd row. At least one green card in each row.
Q: A rich man died. In his will, he has divided his gold coins among his 5 sons, 5 daughters and a manager. According to his will: First give one coin to manager. 1/5th of the remaining to the elder son.Now give one coin to the manager and 1/5th of the remaining to second son and so on..... After giving coins to 5th son, divided the remaining coins among five daughters equally.All should get full coins. Find the minimum number of coins he has?
Q: There are 3 clans in an island - The Arcs who never lie, the Dons who always lie and the Slons who lie alternately with the truth. Once a tourist meets 2 guides who stress that the other is a Slon. They proceed on a tour and see a sports meet. The first guide says that the prizes have been won in the order Don, Arc, Slon. The other says that, the order is Slon, Don, Arc. (the order need not be exact). To which clan did each of the guides and the players belong? ...
Q: 3 policemen and 3 thieves had to cross a river using a small boat. Only two can use the boat for a trip. All the 3 policemen and only 1 thief knew to ride the boat. If 2 thieves and 1 policeman were left behind they would kill him. But none of them escaped from the policemen. How would they be able to cross the river?
Q: T, U, V are 3 friends digging groups in fields. If T & U can complete i groove in 4 days &, U & V can complete 1 groove in 3 days & V & T can complete in 2 days. Find how many days each takes to complete 1 groove individually.
Q: The citizens of planet nigiet are 8 fingered and have thus developed their decimal system in base 8. A certain street in nigiet contains 1000 (in base 8) buildings numbered 1 to 1000. How many 3s are used in numbering these buildings?
Q: There are 3 sticks placed at right angles to each other and a sphere is placed between the sticks . Now another sphere is placed in the gap between the sticks and Larger sphere . Find the radius of smaller sphere in terms of radius of larger sphere.
Q: Every day a cyclist meets a train at a particular crossing .The road is straight before the crossing and both are travelling in the same direction.Cyclist travels with a speed of 10 kmph.One day the cyclist come late by 25 minutes and meets the train 5 km before the crossing.What is the speed of the train?
Q: In a Park, N persons stand on the circumference of a circle at distinct points. Each possible pair of persons, not standing next to each other, sings a two-minute song ? one pair immediately after the other. If the total time taken for singing is 28 minutes, what is N?
Q: Raj has a jewel chest containing Rings, Pins and Ear-rings. The chest contains 26 pieces. Raj has 2 and 1/2 times as many rings as pins, and the number of pairs of earrings is 4 less than the number of rings. How many earrings does Raj have?...
Q: If I walk with 30 miles/hr i reach 1 hour before and if i walk with 20 miles/hr i reach 1 hour late. Find the distance between 2 points and the exact time of reaching destination is 11 am then find the speed with which it walks.
Q: There are four dogs/ants/people at four corners of a square of unit distance. At the same instant all of them start running with unit speed towards the person on their clockwise direction and will always run towards that target. How long does it take for them to meet and where?
Q: Given a collection of points P in the plane , a 1-set is a point in P that can be separated from the rest by a line, .i.e the point lies on one side of the line while the others lie on the other side. The number of 1-sets of P is denoted by n1(P)....
Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating.Â
Q: A family X went for a vacation. Unfortunately it rained for 13 days when they were there. But whenever it rained in the mornings, they had clear afternoons and vice versa. In all they enjoyed 11 mornings and 12 afternoons. How many days did they stay there totally?
Q: A Man is sitting in the last coach of train could not find a seat, so he starts walking to the front coach ,he walks for 5 min and reaches front coach. Not finding a seat he walks back to last coach and when he reaches there,train had completed 5 miles. what is the speed of the train ?
Q: A man driving the car at twice the speed of auto one day he was driven car for 10 min. and car is failed. he left the car and took auto to go to the office .he spent 30 min. in the auto. what will be the time take by car to go office?
Q: A person meets a train at a railway station coming daily at a particular time. One day he is late by 25 minutes, and he meets the train 5 k.m. before the station. If his speed is 12 kmph, what is the speed of the train.