SIDBI Recruitment Process, Interview Questions & Answers

SIDBI’s recruitment process includes written exams assessing quantitative and reasoning abilities, followed by interviews that test financial acumen and decision-making relevant to SME funding and development sectors.
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About SIDBI

SIDBI Interview Questions and Answers

Updated 21 Feb 2026

IT Analyst Interview Experience

Candidate: Deepak Joshi

Experience Level: Mid-level

Applied Via: LinkedIn job posting

Difficulty: Hard

Final Result:

Interview Process

3 rounds

Questions Asked

  • Explain your experience with database management.
  • How do you ensure data security?
  • Describe a challenging IT project you managed.

Advice

Prepare for technical questions in depth and have detailed project examples ready.

Full Experience

Applied via LinkedIn and went through three rounds including technical, managerial, and HR interviews. The technical round was quite challenging with detailed questions on IT systems and security.

Business Development Officer Interview Experience

Candidate: Priya Singh

Experience Level: Entry-level

Applied Via: Walk-in interview

Difficulty: Easy

Final Result: Selected

Interview Process

1 round

Questions Asked

  • Why do you want to work with SIDBI?
  • How would you approach potential clients?
  • Describe your communication skills.

Advice

Be confident and clear about your motivation and communication abilities.

Full Experience

I attended a walk-in interview at SIDBI office. The process was straightforward with a focus on communication and motivation. I was offered the role on the same day.

Risk Manager Interview Experience

Candidate: Suresh Kumar

Experience Level: Mid-level

Applied Via: Campus recruitment

Difficulty:

Final Result: Selected

Interview Process

2 rounds

Questions Asked

  • What are the key risks in SME lending?
  • How do you mitigate operational risks?
  • Describe your experience with risk modeling.

Advice

Brush up on risk management frameworks and be ready to discuss practical examples.

Full Experience

I was recruited through a campus drive. The first round was a technical test followed by an interview with the risk management team. The interviewers were thorough but supportive.

Relationship Manager Interview Experience

Candidate: Anita Verma

Experience Level: Senior

Applied Via: Referral

Difficulty: Hard

Final Result:

Interview Process

3 rounds

Questions Asked

  • How do you build and maintain client relationships?
  • Explain a challenging negotiation you handled.
  • What strategies do you use to increase portfolio size?

Advice

Focus on behavioral questions and have clear strategies for client management ready.

Full Experience

Referred by a current employee, I went through three rounds including technical, managerial, and HR. The technical round was intense with scenario-based questions. Although I did not get selected, it was a valuable learning experience.

Credit Analyst Interview Experience

Candidate: Rahul Sharma

Experience Level: Mid-level

Applied Via: Online application via company website

Difficulty:

Final Result: Selected

Interview Process

2 rounds

Questions Asked

  • Explain the process of credit appraisal.
  • How do you assess the risk of a borrower?
  • Describe a time you handled a difficult client.

Advice

Prepare well on credit appraisal concepts and be ready with real-life examples from your experience.

Full Experience

I applied through the SIDBI careers portal and was called for a first round of technical interview focusing on credit appraisal and risk assessment. The second round was HR where they assessed my fitment and communication skills. The process was smooth and interviewers were friendly.

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Frequently Asked Questions in SIDBI

Have a question about the hiring process, company policies, or work environment? Ask the community or browse existing questions here.

Common Interview Questions in SIDBI

Q: 9 cards are there. You have to arrange them in a 3*3 matrix. Cards are of 4 colors. They are red, yellow, blue and green. Conditions for arrangement: one red card must be in first row or second row. 2 green cards should be in 3rd column. Yellow cards must be in the 3 corners only. Two blue cards must be in the 2nd row. At least one green card in each row.

Q: There are two balls touching each other circumferencically. The radius of the big ball is 4 times the diameter of the small all. The outer small ball rotates in anticlockwise direction circumferencically over the bigger one at the rate of 16 rev/sec. The bigger wheel also rotates anticlockwise at N rev/sec. What is 'N' for the horizontal line from the centre of small wheel always is horizontal.

Q: 3 policemen and 3 thieves had to cross a river using a small boat. Only two can use the boat for a trip. All the 3 policemen and only 1 thief knew to ride the boat. If 2 thieves and 1 policeman were left behind they would kill him. But none of them escaped from the policemen. How would they be able to cross the river?

Q: A light bulb is hanging in a room. Outside of the room there are three switches, of which only one is connected to the lamp. In the starting situation, all switches are 'off' and the bulb is not lit. If it is allowed to check in the room only once.How would you know which is the switch?

Q: ABCDE are sisters. Each of them gives 4 gifts and each receives 4 gifts No two sisters give the same combination ( e.g. if A gives 4 gifts to B then no other sisters can give four to other one.) (i) B gives four to A.(ii) C gives 3 to E. How much did A,B,C,E give to D?

Q: At 6?o a clock ticks 6 times.The time between first and last ticks is 30 seconds.How long does it tick at 12?o clock?2.A hotel has 10 storey. Which floor is above the floor below the floor, below the floor above the floor, below the floor above the fifth.

Q: The egg vendor calls on his first customer and sells half his eggs and half an egg. To the second customer, he sells half of what he had left and half an egg and to the third customer he sells half of what he had then left and half an egg. By the way he did not break any eggs. In the end three eggs were remaining . How many total eggs he was having ?

Q: A long, long time ago, two Egyptian camel drivers were fighting for the hand of the daughter of the sheik of Abbudzjabbu. The sheik, who liked neither of these men to become the future husband of his daughter, came up with a clever plan: a race would dete

Q: Jarius and Kylar are playing the game. If Jarius wins, then he wins twice as many games as Kylar. If Jarius loses, then Kylar wins as the same number of games that Jarius wins. How many do Jarius and Kylar play before this match?

Q: In a Park, N persons stand on the circumference of a circle at distinct points. Each possible pair of persons, not standing next to each other, sings a two-minute song ? one pair immediately after the other. If the total time taken for singing is 28 minutes, what is N?

Q: Raj has a jewel chest containing Rings, Pins and Ear-rings. The chest contains 26 pieces. Raj has 2 and 1/2 times as many rings as pins, and the number of pairs of earrings is 4 less than the number of rings. How many earrings does Raj have?...

Q: There are four dogs/ants/people at four corners of a square of unit distance. At the same instant all of them start running with unit speed towards the person on their clockwise direction and will always run towards that target. How long does it take for them to meet and where?

Q: Given a collection of points P in the plane , a 1-set is a point in P that can be separated from the rest by a line, .i.e the point lies on one side of the line while the others lie on the other side. The number of 1-sets of P is denoted by n1(P)....

Q: In a country where everyone wants a boy, each family continues having babies till they have a boy. After some time, what is the proportion of boys to girls in the country? (Assuming probability of having a boy or a girl is the same)

Q: A family X went for a vacation. Unfortunately it rained for 13 days when they were there. But whenever it rained in the mornings, they had clear afternoons and vice versa. In all they enjoyed 11 mornings and 12 afternoons. How many days did they stay there totally?

Q: A man driving the car at twice the speed of auto one day he was driven car for 10 min. and car is failed. he left the car and took auto to go to the office .he spent 30 min. in the auto. what will be the time take by car to go office?

Q: Joe started from Bombay towards Pune and her friend julie in opposite direction. they met at a point . distance traveled by joe was 1.8 miles more than that of julie.after spending some both started there way. joe reaches in 2 hours while julie in 3.5 hours.Assuming both were traveling with constant speed. What is the distance between the two cities.

Q: There are some chickens in a poultry. They are fed with corn. One sack of corn will come for 9 days. The farmer decides to sell some chickens and wanted to hold 12 chicken with him. He cuts the feed by 10% and sack of corn comes for 30...

Q: Four persons have to cross the bridge they are having one torch light. Four persons take 1,2,5,10 minutes respectively, when two persons are going they will take the time of the slowest person. What is the time taken to cross by all of them.

Q: Six persons A,B,C,D,E & F went to solider cinema. There are six consecutive seats. A sits in one of the seats followed by B, followed by C and soon. If a taken one of the six seats , then B should sit adjacent to A. C should sit adjacent A or B. D should sit adjacent to A, B,or C and soon. How many possibilities are there?