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repco home finance ltd Recruitment Process, Interview Questions & Answers

Repco Home Finance Ltd conducts multiple rounds including aptitude tests, technical interviews, and HR discussions. The evaluation focuses on analytical skills, sector knowledge, and alignment with organizational values.
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About repco home finance ltd

repco home finance ltd Interview Questions and Answers

Updated 21 Feb 2026

Risk Manager Interview Experience

Candidate: Meera Nair

Experience Level: Mid-level

Applied Via: Company website

Difficulty:

Final Result: Rejected

Interview Process

3

Questions Asked

  • What risk assessment tools have you used?
  • How do you mitigate credit risk in home loans?
  • Explain a time you identified a major risk and how you handled it.

Advice

Gain more experience with risk mitigation strategies specific to home finance.

Full Experience

The interviews were a mix of technical and behavioral questions. While I had good experience, they were looking for someone with deeper expertise in specific risk tools used by the company.

Branch Manager Interview Experience

Candidate: Vikram Singh

Experience Level: Senior

Applied Via: LinkedIn

Difficulty:

Final Result:

Interview Process

4

Questions Asked

  • Describe your experience managing a branch.
  • How do you drive sales targets?
  • Explain your approach to team leadership.
  • How do you manage compliance and risk?
  • Tell us about a challenging situation you resolved.

Advice

Prepare detailed examples of leadership and operational management.

Full Experience

The process was extensive with multiple rounds including HR, senior management, and a case study presentation. They tested my strategic thinking and leadership skills thoroughly.

Customer Service Executive Interview Experience

Candidate: Sneha Gupta

Experience Level: Fresher

Applied Via: Walk-in interview

Difficulty: Easy

Final Result:

Interview Process

1

Questions Asked

  • How would you handle an irate customer?
  • What do you know about Repco Home Finance?
  • Why do you want to work in home finance customer service?

Advice

Be polite and demonstrate good communication skills.

Full Experience

The interview was straightforward and focused on customer handling skills and basic company knowledge. They valued my enthusiasm and willingness to learn.

Credit Analyst Interview Experience

Candidate: Rohit Verma

Experience Level: Entry-level

Applied Via: Employee referral

Difficulty:

Final Result: Rejected

Interview Process

3

Questions Asked

  • What financial ratios do you analyze for loan approval?
  • How do you handle discrepancies in credit reports?
  • Explain risk assessment in home finance.
  • Describe your experience with financial modeling.

Advice

Brush up on financial analysis techniques and be ready for technical questions.

Full Experience

The interview process was rigorous with a technical test in the second round. The final round involved senior management focusing on risk assessment knowledge. Despite good communication, I lacked depth in some technical areas.

Loan Officer Interview Experience

Candidate: Anita Sharma

Experience Level: Mid-level

Applied Via: Online job portal

Difficulty:

Final Result:

Interview Process

2

Questions Asked

  • Explain the home loan approval process.
  • How do you assess a customer's creditworthiness?
  • Describe a time you handled a difficult client.

Advice

Be clear about the loan process and prepare examples of customer handling.

Full Experience

The first round was an HR screening focusing on my background and communication skills. The second round was with the branch manager who asked technical questions about loan processing and credit assessment. They also evaluated my problem-solving skills through scenario-based questions.

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Frequently Asked Questions in repco home finance ltd

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Common Interview Questions in repco home finance ltd

Q: A man has a wolf, a goat, and a cabbage. He must cross a river with the two animals and the cabbage. There is a small rowing-boat, in which he can take only one thing with him at a time. If, however, the wolf and the goat are left alone, the wolf will eat the goat. If the goat and the cabbage are left alone, the goat will eat the cabbage. How can the man get across the river with the two animals and the cabbage?

Q: A hare and a tortoise have a race along a circle of 100 yards diameter. The tortoise goes in one directionand the hare in the other. The hare starts after the tortoise has covered 1/5 of its distance and that too leisurely.The hare and tortoise meet when the hare has covered only 1/8 of the distance. By what factor should the hareincrease its speed so as to tie the race?

Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?

Q: There are 3 clans in an island - The Arcs who never lie, the Dons who always lie and the Slons who lie alternately with the truth. Once a tourist meets 2 guides who stress that the other is a Slon. They proceed on a tour and see a sports meet. The first guide says that the prizes have been won in the order Don, Arc, Slon. The other says that, the order is Slon, Don, Arc. (the order need not be exact). To which clan did each of the guides and the players belong? ...

Q: The citizens of planet nigiet are 8 fingered and have thus developed their decimal system in base 8. A certain street in nigiet contains 1000 (in base 8) buildings numbered 1 to 1000. How many 3s are used in numbering these buildings?

Q: There is a room with a door (closed) and three light bulbs. Outside the room there are three switches, connected to the bulbs. You may manipulate the switches as you wish, but once you open the door you can't change them. Identify each switch with its bulb.

Q: A long, long time ago, two Egyptian camel drivers were fighting for the hand of the daughter of the sheik of Abbudzjabbu. The sheik, who liked neither of these men to become the future husband of his daughter, came up with a clever plan: a race would dete

Q: Tom has three boxes with fruits in his barn: one box with apples, one box with pears, and one box with both apples and pears. The boxes have labels that describe the contents, but none of these labels is on the right box. How can Tom, by taking only one p

Q: A vessel is full of liquid. From the vessel, 1/3rd of the liquid evaporates on the first day. On the second day 3/4th of the remaining liquid evaporates. What fraction of the volume is present at the end of the second day

Q: There are 7 letters A,B,C,D,E,F,GAll are assigned some numbers from 1,2 to 7.B is in the middle if arranged as per the numbers.A is greater than G same as F is less than C.G comes earlier than E.Which is the fourth letter

Q: Jarius and Kylar are playing the game. If Jarius wins, then he wins twice as many games as Kylar. If Jarius loses, then Kylar wins as the same number of games that Jarius wins. How many do Jarius and Kylar play before this match?

Q: In a Park, N persons stand on the circumference of a circle at distinct points. Each possible pair of persons, not standing next to each other, sings a two-minute song ? one pair immediately after the other. If the total time taken for singing is 28 minutes, what is N?

Q: If I walk with 30 miles/hr i reach 1 hour before and if i walk with 20 miles/hr i reach 1 hour late. Find the distance between 2 points and the exact time of reaching destination is 11 am then find the speed with which it walks.

Q: There are four dogs/ants/people at four corners of a square of unit distance. At the same instant all of them start running with unit speed towards the person on their clockwise direction and will always run towards that target. How long does it take for them to meet and where?

Q: Consider a series in which 8 teams are participating. each team plays twice with all other teams. 4 of them will go to the semi final. How many matches should a team win, so that it will ensure that it will go to semi finals.?

Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating. 

Q: A family X went for a vacation. Unfortunately it rained for 13 days when they were there. But whenever it rained in the mornings, they had clear afternoons and vice versa. In all they enjoyed 11 mornings and 12 afternoons. How many days did they stay there totally?

Q: Joe started from Bombay towards Pune and her friend julie in opposite direction. they met at a point . distance traveled by joe was 1.8 miles more than that of julie.after spending some both started there way. joe reaches in 2 hours while julie in 3.5 hours.Assuming both were traveling with constant speed. What is the distance between the two cities.

Q: There are some chickens in a poultry. They are fed with corn. One sack of corn will come for 9 days. The farmer decides to sell some chickens and wanted to hold 12 chicken with him. He cuts the feed by 10% and sack of corn comes for 30...

Q: In mathematics country 1,2,3,4....,8,9 are nine cities. Cities which form a no. that is divisible by 3 are connected by air planes. (e.g. cities 1 & 2 form no. 12 which divisible by 3 then 1 is connected to city 2). Find the total no. of ways you can go to 8 if you are allowed to break the journeys.

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