lendingkart Recruitment Process, Interview Questions & Answers

Lendingkart's interview process typically involves an initial HR screening followed by technical assessments focusing on finance and technology skills. Final rounds include problem-solving exercises and discussions to evaluate cultural fit and domain expertise.
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About lendingkart

lendingkart Interview Questions and Answers

Updated 21 Feb 2026

Credit Risk Analyst Interview Experience

Candidate: Vikram Joshi

Experience Level: Mid-level

Applied Via: LinkedIn

Difficulty: Hard

Final Result: Rejected

Interview Process

4

Questions Asked

  • How do you assess credit risk for SMEs?
  • Explain the impact of macroeconomic factors on lending risk.
  • Describe a time you identified a risk that others missed.
  • What statistical models do you use for risk prediction?

Advice

Deepen your understanding of risk modeling and stay updated on industry trends.

Full Experience

The process included a technical test, two rounds of technical interviews, and a final HR round. The technical rounds were challenging with case studies and model interpretation questions.

Business Analyst Interview Experience

Candidate: Sneha Gupta

Experience Level: Mid-level

Applied Via: Campus Placement

Difficulty: Easy

Final Result:

Interview Process

2

Questions Asked

  • What tools do you use for data analysis?
  • Explain a situation where you improved a business process.
  • How do you handle conflicting requirements?

Advice

Be clear about your analytical skills and communication abilities.

Full Experience

The interview was straightforward with focus on my academic projects and internships. The HR round was friendly and focused on cultural fit.

Product Manager Interview Experience

Candidate: Ankit Verma

Experience Level: Senior

Applied Via: Company Website

Difficulty:

Final Result:

Interview Process

3

Questions Asked

  • How do you prioritize features in a product roadmap?
  • Describe a time you handled a difficult stakeholder.
  • What metrics would you track for a lending product?
  • Explain your approach to market research.

Advice

Prepare examples of leadership and product impact, and understand the fintech domain well.

Full Experience

The interviews were a mix of behavioral and case-based questions. The panel was interested in my strategic thinking and domain knowledge, which helped me secure the offer.

Data Scientist Interview Experience

Candidate: Priya Singh

Experience Level: Entry-level

Applied Via: Referral

Difficulty: Hard

Final Result: Rejected

Interview Process

4

Questions Asked

  • Explain the bias-variance tradeoff.
  • How would you handle missing data in a dataset?
  • Write a Python script to implement linear regression from scratch.
  • Describe a machine learning project you worked on.

Advice

Gain more hands-on experience with ML projects and practice coding under time constraints.

Full Experience

The interview process was intense with multiple rounds including a coding test, technical questions on statistics and ML, and a case study presentation. Despite good preparation, I struggled with the case study.

Software Engineer Interview Experience

Candidate: Rahul Sharma

Experience Level: Mid-level

Applied Via: Online Job Portal

Difficulty:

Final Result:

Interview Process

3

Questions Asked

  • Explain the difference between REST and SOAP APIs.
  • How do you optimize SQL queries?
  • Write a function to reverse a linked list.
  • Describe a challenging bug you fixed in your previous job.

Advice

Brush up on data structures and algorithms and be ready to discuss past projects in detail.

Full Experience

The process started with an online coding test, followed by a technical interview focusing on data structures and system design. The final round was with the team lead, discussing my previous experience and problem-solving approach.

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Frequently Asked Questions in lendingkart

Have a question about the hiring process, company policies, or work environment? Ask the community or browse existing questions here.

Common Interview Questions in lendingkart

Q: A hare and a tortoise have a race along a circle of 100 yards diameter. The tortoise goes in one directionand the hare in the other. The hare starts after the tortoise has covered 1/5 of its distance and that too leisurely.The hare and tortoise meet when the hare has covered only 1/8 of the distance. By what factor should the hareincrease its speed so as to tie the race?

Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?

Q: Suppose a newly-born pair of rabbits, one male, one female, are put in a field. Rabbits are able to mate at the age of one month so that at the end of its second month a female can produce another pair of rabbits. Suppose that our rabbits never die and that the female always produces one new pair (one male, one female) every month from the second month on.

Q: 9 cards are there. You have to arrange them in a 3*3 matrix. Cards are of 4 colors. They are red, yellow, blue and green. Conditions for arrangement: one red card must be in first row or second row. 2 green cards should be in 3rd column. Yellow cards must be in the 3 corners only. Two blue cards must be in the 2nd row. At least one green card in each row.

Q: Consider a pile of Diamonds on a table. A thief enters and steals 1/2 of the total quantity and then again 2 extra from the remaining. After some time a second thief enters and steals 1/2 of the remaining+2. Then 3rd thief enters and steals 1/2 of the remaining+2. Then 4th thief enters and steals 1/2 of the remaining+2. When the 5th one enters he finds 1 diamond on the table. Find out the total no. of diamonds originally on the table before the 1st thief entered.

Q: 3 policemen and 3 thieves had to cross a river using a small boat. Only two can use the boat for a trip. All the 3 policemen and only 1 thief knew to ride the boat. If 2 thieves and 1 policeman were left behind they would kill him. But none of them escaped from the policemen. How would they be able to cross the river?

Q: 36 people {a1, a2, ..., a36} meet and shake hands in a circular fashion. In other words, there are totally 36 handshakes involving the pairs, {a1, a2}, {a2, a3}, ..., {a35, a36}, {a36, a1}. Then size of the smallest set of people such that the res...

Q: T, U, V are 3 friends digging groups in fields. If T & U can complete i groove in 4 days &, U & V can complete 1 groove in 3 days & V & T can complete in 2 days. Find how many days each takes to complete 1 groove individually.

Q: There are 3 sticks placed at right angles to each other and a sphere is placed between the sticks . Now another sphere is placed in the gap between the sticks and Larger sphere . Find the radius of smaller sphere in terms of radius of larger sphere.

Q: ABCDE are sisters. Each of them gives 4 gifts and each receives 4 gifts No two sisters give the same combination ( e.g. if A gives 4 gifts to B then no other sisters can give four to other one.) (i) B gives four to A.(ii) C gives 3 to E. How much did A,B,C,E give to D?

Q: At 6?o a clock ticks 6 times.The time between first and last ticks is 30 seconds.How long does it tick at 12?o clock?2.A hotel has 10 storey. Which floor is above the floor below the floor, below the floor above the floor, below the floor above the fifth.

Q: There is a room with a door (closed) and three light bulbs. Outside the room there are three switches, connected to the bulbs. You may manipulate the switches as you wish, but once you open the door you can't change them. Identify each switch with its bulb.

Q: The egg vendor calls on his first customer and sells half his eggs and half an egg. To the second customer, he sells half of what he had left and half an egg and to the third customer he sells half of what he had then left and half an egg. By the way he did not break any eggs. In the end three eggs were remaining . How many total eggs he was having ?

Q: A vessel is full of liquid. From the vessel, 1/3rd of the liquid evaporates on the first day. On the second day 3/4th of the remaining liquid evaporates. What fraction of the volume is present at the end of the second day

Q: Jarius and Kylar are playing the game. If Jarius wins, then he wins twice as many games as Kylar. If Jarius loses, then Kylar wins as the same number of games that Jarius wins. How many do Jarius and Kylar play before this match?

Q: In a Park, N persons stand on the circumference of a circle at distinct points. Each possible pair of persons, not standing next to each other, sings a two-minute song ? one pair immediately after the other. If the total time taken for singing is 28 minutes, what is N?

Q: Give two dice - one is a standard dice, the other is blank (nothing painted on any of the faces). The problem is to paint the blank dice in such a manner so that when you roll both of them together, the sum of both the faces should lie between 1 and 12. Numbers from 1-12 (both inclusive) equally likely.

Q: In a country where everyone wants a boy, each family continues having babies till they have a boy. After some time, what is the proportion of boys to girls in the country? (Assuming probability of having a boy or a girl is the same)

Q: A family X went for a vacation. Unfortunately it rained for 13 days when they were there. But whenever it rained in the mornings, they had clear afternoons and vice versa. In all they enjoyed 11 mornings and 12 afternoons. How many days did they stay there totally?

Q: A person meets a train at a railway station coming daily at a particular time. One day he is late by 25 minutes, and he meets the train 5 k.m. before the station. If his speed is 12 kmph, what is the speed of the train.

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