About Idbi Bank Ltd
Idbi Bank Ltd Interview Questions and Answers
Updated 21 Feb 2026Credit Analyst Interview Experience
Candidate: Vikram Desai
Experience Level: Entry Level
Applied Via: Online Job Portal
Difficulty: Hard
Final Result: Rejected
Interview Process
3
Questions Asked
- What is credit appraisal?
- How do you analyze financial statements?
- Explain the importance of credit rating.
- Describe a situation where you identified a financial risk.
- Why do you want to work with IDBI Bank?
Advice
Gain strong knowledge of financial analysis and credit evaluation. Practice explaining complex concepts clearly.
Full Experience
I applied through a job portal and cleared the online test. The first interview was technical, focusing on finance concepts. The second was HR, and the final round was a case discussion. Despite good preparation, I lacked depth in some technical areas and was not selected.
Relationship Manager Interview Experience
Candidate: Priya Singh
Experience Level: Experienced
Applied Via: Walk-in Interview
Difficulty:
Final Result: Selected
Interview Process
2
Questions Asked
- How do you build client relationships?
- Explain a challenging sales target you achieved.
- What financial products do you recommend for retail clients?
- How do you stay updated with market trends?
Advice
Demonstrate strong communication skills and sales achievements. Be ready with examples.
Full Experience
I attended a walk-in interview at the branch. The first round was a personal interview focusing on my sales experience and client handling skills. The second was with the branch manager discussing targets and strategies. I received the offer within a week.
Assistant Manager Interview Experience
Candidate: Suresh Kumar
Experience Level: Mid Level
Applied Via: Campus Placement
Difficulty: Hard
Final Result: Rejected
Interview Process
4
Questions Asked
- Explain credit risk assessment.
- How do you handle difficult clients?
- Describe your previous banking experience.
- What strategies would you implement to increase branch profitability?
- Case study on loan approval.
Advice
Focus on practical banking knowledge and case studies. Practice situational questions.
Full Experience
The campus placement process was rigorous. After the initial aptitude test, there was a technical interview, a case study presentation, and an HR round. Although I had relevant experience, I struggled with the case study and was not selected.
Clerk Interview Experience
Candidate: Anjali Mehta
Experience Level: Fresher
Applied Via: Referral
Difficulty: Easy
Final Result: Selected
Interview Process
2
Questions Asked
- What do you know about IDBI Bank?
- How do you manage time and multitasking?
- Are you comfortable with computer operations?
- Why should we hire you?
Advice
Be honest and confident. Highlight your willingness to learn and adapt.
Full Experience
I was referred by a family friend and appeared for two rounds: a written test on basic arithmetic and English, followed by an HR interview. The process was straightforward and the interviewers were supportive. I got the offer letter within a few weeks.
Probationary Officer (PO) Interview Experience
Candidate: Rohit Sharma
Experience Level: Entry Level
Applied Via: Online Application
Difficulty:
Final Result: Selected
Interview Process
3
Questions Asked
- Tell me about yourself.
- Why do you want to join IDBI Bank?
- Explain the basics of banking and financial products.
- How do you handle customer complaints?
- Describe a time you worked in a team.
Advice
Prepare well for both technical and HR rounds. Brush up on banking basics and current financial news.
Full Experience
I applied online for the PO position. The first round was an online written test covering reasoning, quantitative aptitude, and English. The second was a group discussion on banking topics. The final round was an HR interview focusing on my background and motivation. The interviewers were friendly but expected clear answers. I was selected and joined within two months.
Frequently Asked Questions in Idbi Bank Ltd
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Common Interview Questions in Idbi Bank Ltd
Q: A man has a wolf, a goat, and a cabbage. He must cross a river with the two animals and the cabbage. There is a small rowing-boat, in which he can take only one thing with him at a time. If, however, the wolf and the goat are left alone, the wolf will eat the goat. If the goat and the cabbage are left alone, the goat will eat the cabbage. How can the man get across the river with the two animals and the cabbage?
Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?
Q: Consider a pile of Diamonds on a table. A thief enters and steals 1/2 of the total quantity and then again 2 extra from the remaining. After some time a second thief enters and steals 1/2 of the remaining+2. Then 3rd thief enters and steals 1/2 of the remaining+2. Then 4th thief enters and steals 1/2 of the remaining+2. When the 5th one enters he finds 1 diamond on the table. Find out the total no. of diamonds originally on the table before the 1st thief entered.
Q: The citizens of planet nigiet are 8 fingered and have thus developed their decimal system in base 8. A certain street in nigiet contains 1000 (in base 8) buildings numbered 1 to 1000. How many 3s are used in numbering these buildings?
Q: A light bulb is hanging in a room. Outside of the room there are three switches, of which only one is connected to the lamp. In the starting situation, all switches are 'off' and the bulb is not lit. If it is allowed to check in the room only once.How would you know which is the switch?
Q: There are 3 sticks placed at right angles to each other and a sphere is placed between the sticks . Now another sphere is placed in the gap between the sticks and Larger sphere . Find the radius of smaller sphere in terms of radius of larger sphere.
Q: At 6?o a clock ticks 6 times.The time between first and last ticks is 30 seconds.How long does it tick at 12?o clock?2.A hotel has 10 storey. Which floor is above the floor below the floor, below the floor above the floor, below the floor above the fifth.
Q: The egg vendor calls on his first customer and sells half his eggs and half an egg. To the second customer, he sells half of what he had left and half an egg and to the third customer he sells half of what he had then left and half an egg. By the way he did not break any eggs. In the end three eggs were remaining . How many total eggs he was having ?
Q: Every day a cyclist meets a train at a particular crossing .The road is straight before the crossing and both are travelling in the same direction.Cyclist travels with a speed of 10 kmph.One day the cyclist come late by 25 minutes and meets the train 5 km before the crossing.What is the speed of the train?
Q: A long, long time ago, two Egyptian camel drivers were fighting for the hand of the daughter of the sheik of Abbudzjabbu. The sheik, who liked neither of these men to become the future husband of his daughter, came up with a clever plan: a race would dete
Q: Tom has three boxes with fruits in his barn: one box with apples, one box with pears, and one box with both apples and pears. The boxes have labels that describe the contents, but none of these labels is on the right box. How can Tom, by taking only one p
Q: Give two dice - one is a standard dice, the other is blank (nothing painted on any of the faces). The problem is to paint the blank dice in such a manner so that when you roll both of them together, the sum of both the faces should lie between 1 and 12. Numbers from 1-12 (both inclusive) equally likely.
Q: Given a collection of points P in the plane , a 1-set is a point in P that can be separated from the rest by a line, .i.e the point lies on one side of the line while the others lie on the other side. The number of 1-sets of P is denoted by n1(P)....
Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating.Â
Q: A Man is sitting in the last coach of train could not find a seat, so he starts walking to the front coach ,he walks for 5 min and reaches front coach. Not finding a seat he walks back to last coach and when he reaches there,train had completed 5 miles. what is the speed of the train ?
Q: A man driving the car at twice the speed of auto one day he was driven car for 10 min. and car is failed. he left the car and took auto to go to the office .he spent 30 min. in the auto. what will be the time take by car to go office?
Q: There are some chickens in a poultry. They are fed with corn. One sack of corn will come for 9 days. The farmer decides to sell some chickens and wanted to hold 12 chicken with him. He cuts the feed by 10% and sack of corn comes for 30...
Q: Motorboat A leaves shore P as B leaves Q; they move across the lake at a constant speed. They meet first time 600 yards from P. Each returns from the opposite shore without halting, and they meet 200 yards from. How long is the lake?
Q: In mathematics country 1,2,3,4....,8,9 are nine cities. Cities which form a no. that is divisible by 3 are connected by air planes. (e.g. cities 1 & 2 form no. 12 which divisible by 3 then 1 is connected to city 2). Find the total no. of ways you can go to 8 if you are allowed to break the journeys.
Q: Four persons have to cross the bridge they are having one torch light. Four persons take 1,2,5,10 minutes respectively, when two persons are going they will take the time of the slowest person. What is the time taken to cross by all of them.
