About Idbi Bank Ltd
Idbi Bank Ltd Interview Questions and Answers
Updated 21 Feb 2026Credit Analyst Interview Experience
Candidate: Vikram Desai
Experience Level: Entry Level
Applied Via: Online Job Portal
Difficulty: Hard
Final Result: Rejected
Interview Process
3
Questions Asked
- What is credit appraisal?
- How do you analyze financial statements?
- Explain the importance of credit rating.
- Describe a situation where you identified a financial risk.
- Why do you want to work with IDBI Bank?
Advice
Gain strong knowledge of financial analysis and credit evaluation. Practice explaining complex concepts clearly.
Full Experience
I applied through a job portal and cleared the online test. The first interview was technical, focusing on finance concepts. The second was HR, and the final round was a case discussion. Despite good preparation, I lacked depth in some technical areas and was not selected.
Relationship Manager Interview Experience
Candidate: Priya Singh
Experience Level: Experienced
Applied Via: Walk-in Interview
Difficulty:
Final Result: Selected
Interview Process
2
Questions Asked
- How do you build client relationships?
- Explain a challenging sales target you achieved.
- What financial products do you recommend for retail clients?
- How do you stay updated with market trends?
Advice
Demonstrate strong communication skills and sales achievements. Be ready with examples.
Full Experience
I attended a walk-in interview at the branch. The first round was a personal interview focusing on my sales experience and client handling skills. The second was with the branch manager discussing targets and strategies. I received the offer within a week.
Assistant Manager Interview Experience
Candidate: Suresh Kumar
Experience Level: Mid Level
Applied Via: Campus Placement
Difficulty: Hard
Final Result: Rejected
Interview Process
4
Questions Asked
- Explain credit risk assessment.
- How do you handle difficult clients?
- Describe your previous banking experience.
- What strategies would you implement to increase branch profitability?
- Case study on loan approval.
Advice
Focus on practical banking knowledge and case studies. Practice situational questions.
Full Experience
The campus placement process was rigorous. After the initial aptitude test, there was a technical interview, a case study presentation, and an HR round. Although I had relevant experience, I struggled with the case study and was not selected.
Clerk Interview Experience
Candidate: Anjali Mehta
Experience Level: Fresher
Applied Via: Referral
Difficulty: Easy
Final Result: Selected
Interview Process
2
Questions Asked
- What do you know about IDBI Bank?
- How do you manage time and multitasking?
- Are you comfortable with computer operations?
- Why should we hire you?
Advice
Be honest and confident. Highlight your willingness to learn and adapt.
Full Experience
I was referred by a family friend and appeared for two rounds: a written test on basic arithmetic and English, followed by an HR interview. The process was straightforward and the interviewers were supportive. I got the offer letter within a few weeks.
Probationary Officer (PO) Interview Experience
Candidate: Rohit Sharma
Experience Level: Entry Level
Applied Via: Online Application
Difficulty:
Final Result: Selected
Interview Process
3
Questions Asked
- Tell me about yourself.
- Why do you want to join IDBI Bank?
- Explain the basics of banking and financial products.
- How do you handle customer complaints?
- Describe a time you worked in a team.
Advice
Prepare well for both technical and HR rounds. Brush up on banking basics and current financial news.
Full Experience
I applied online for the PO position. The first round was an online written test covering reasoning, quantitative aptitude, and English. The second was a group discussion on banking topics. The final round was an HR interview focusing on my background and motivation. The interviewers were friendly but expected clear answers. I was selected and joined within two months.
Frequently Asked Questions in Idbi Bank Ltd
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Common Interview Questions in Idbi Bank Ltd
Q: In a sports contest there were m medals awarded on n successive days (n > 1). 1. On the first day 1 medal and 1/7 of the remaining m - 1 medals were awarded. 2. On the second day 2 medals and 1/7 of the now remaining medals was awarded; and so on.On the nth and last day, the remaining n medals were awarded.How many days did the contest last, and how many medals were awarded altogether?
Q: A hare and a tortoise have a race along a circle of 100 yards diameter. The tortoise goes in one directionand the hare in the other. The hare starts after the tortoise has covered 1/5 of its distance and that too leisurely.The hare and tortoise meet when the hare has covered only 1/8 of the distance. By what factor should the hareincrease its speed so as to tie the race?
Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?
Q: Suppose a newly-born pair of rabbits, one male, one female, are put in a field. Rabbits are able to mate at the age of one month so that at the end of its second month a female can produce another pair of rabbits. Suppose that our rabbits never die and that the female always produces one new pair (one male, one female) every month from the second month on.
Q: A rich man died. In his will, he has divided his gold coins among his 5 sons, 5 daughters and a manager. According to his will: First give one coin to manager. 1/5th of the remaining to the elder son.Now give one coin to the manager and 1/5th of the remaining to second son and so on..... After giving coins to 5th son, divided the remaining coins among five daughters equally.All should get full coins. Find the minimum number of coins he has?
Q: Consider a pile of Diamonds on a table. A thief enters and steals 1/2 of the total quantity and then again 2 extra from the remaining. After some time a second thief enters and steals 1/2 of the remaining+2. Then 3rd thief enters and steals 1/2 of the remaining+2. Then 4th thief enters and steals 1/2 of the remaining+2. When the 5th one enters he finds 1 diamond on the table. Find out the total no. of diamonds originally on the table before the 1st thief entered.
Q: There are two balls touching each other circumferencically. The radius of the big ball is 4 times the diameter of the small all. The outer small ball rotates in anticlockwise direction circumferencically over the bigger one at the rate of 16 rev/sec. The bigger wheel also rotates anticlockwise at N rev/sec. What is 'N' for the horizontal line from the centre of small wheel always is horizontal.
Q: There are 3 clans in an island - The Arcs who never lie, the Dons who always lie and the Slons who lie alternately with the truth. Once a tourist meets 2 guides who stress that the other is a Slon. They proceed on a tour and see a sports meet. The first guide says that the prizes have been won in the order Don, Arc, Slon. The other says that, the order is Slon, Don, Arc. (the order need not be exact). To which clan did each of the guides and the players belong? ...
Q: 36 people {a1, a2, ..., a36} meet and shake hands in a circular fashion. In other words, there are totally 36 handshakes involving the pairs, {a1, a2}, {a2, a3}, ..., {a35, a36}, {a36, a1}. Then size of the smallest set of people such that the res...
Q: A light bulb is hanging in a room. Outside of the room there are three switches, of which only one is connected to the lamp. In the starting situation, all switches are 'off' and the bulb is not lit. If it is allowed to check in the room only once.How would you know which is the switch?
Q: There are 3 sticks placed at right angles to each other and a sphere is placed between the sticks . Now another sphere is placed in the gap between the sticks and Larger sphere . Find the radius of smaller sphere in terms of radius of larger sphere.
Q: At 6?o a clock ticks 6 times.The time between first and last ticks is 30 seconds.How long does it tick at 12?o clock?2.A hotel has 10 storey. Which floor is above the floor below the floor, below the floor above the floor, below the floor above the fifth.
Q: There is a room with a door (closed) and three light bulbs. Outside the room there are three switches, connected to the bulbs. You may manipulate the switches as you wish, but once you open the door you can't change them. Identify each switch with its bulb.
Q: A long, long time ago, two Egyptian camel drivers were fighting for the hand of the daughter of the sheik of Abbudzjabbu. The sheik, who liked neither of these men to become the future husband of his daughter, came up with a clever plan: a race would dete
Q: Tom has three boxes with fruits in his barn: one box with apples, one box with pears, and one box with both apples and pears. The boxes have labels that describe the contents, but none of these labels is on the right box. How can Tom, by taking only one p
Q: There are 7 letters A,B,C,D,E,F,GAll are assigned some numbers from 1,2 to 7.B is in the middle if arranged as per the numbers.A is greater than G same as F is less than C.G comes earlier than E.Which is the fourth letter
Q: Give two dice - one is a standard dice, the other is blank (nothing painted on any of the faces). The problem is to paint the blank dice in such a manner so that when you roll both of them together, the sum of both the faces should lie between 1 and 12. Numbers from 1-12 (both inclusive) equally likely.
Q: Raj has a jewel chest containing Rings, Pins and Ear-rings. The chest contains 26 pieces. Raj has 2 and 1/2 times as many rings as pins, and the number of pairs of earrings is 4 less than the number of rings. How many earrings does Raj have?...
Q: Jack and his wife went to a party where four other married couples were present. Every person shook hands with everyone he or she was not acquainted with. When the handshaking was over, Jack asked everyone, including his own wife, how many hands they shook?
Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating.Â
