About Idbi Bank Ltd
Idbi Bank Ltd Interview Questions and Answers
Updated 21 Feb 2026Credit Analyst Interview Experience
Candidate: Vikram Desai
Experience Level: Entry Level
Applied Via: Online Job Portal
Difficulty: Hard
Final Result: Rejected
Interview Process
3
Questions Asked
- What is credit appraisal?
- How do you analyze financial statements?
- Explain the importance of credit rating.
- Describe a situation where you identified a financial risk.
- Why do you want to work with IDBI Bank?
Advice
Gain strong knowledge of financial analysis and credit evaluation. Practice explaining complex concepts clearly.
Full Experience
I applied through a job portal and cleared the online test. The first interview was technical, focusing on finance concepts. The second was HR, and the final round was a case discussion. Despite good preparation, I lacked depth in some technical areas and was not selected.
Relationship Manager Interview Experience
Candidate: Priya Singh
Experience Level: Experienced
Applied Via: Walk-in Interview
Difficulty:
Final Result: Selected
Interview Process
2
Questions Asked
- How do you build client relationships?
- Explain a challenging sales target you achieved.
- What financial products do you recommend for retail clients?
- How do you stay updated with market trends?
Advice
Demonstrate strong communication skills and sales achievements. Be ready with examples.
Full Experience
I attended a walk-in interview at the branch. The first round was a personal interview focusing on my sales experience and client handling skills. The second was with the branch manager discussing targets and strategies. I received the offer within a week.
Assistant Manager Interview Experience
Candidate: Suresh Kumar
Experience Level: Mid Level
Applied Via: Campus Placement
Difficulty: Hard
Final Result: Rejected
Interview Process
4
Questions Asked
- Explain credit risk assessment.
- How do you handle difficult clients?
- Describe your previous banking experience.
- What strategies would you implement to increase branch profitability?
- Case study on loan approval.
Advice
Focus on practical banking knowledge and case studies. Practice situational questions.
Full Experience
The campus placement process was rigorous. After the initial aptitude test, there was a technical interview, a case study presentation, and an HR round. Although I had relevant experience, I struggled with the case study and was not selected.
Clerk Interview Experience
Candidate: Anjali Mehta
Experience Level: Fresher
Applied Via: Referral
Difficulty: Easy
Final Result: Selected
Interview Process
2
Questions Asked
- What do you know about IDBI Bank?
- How do you manage time and multitasking?
- Are you comfortable with computer operations?
- Why should we hire you?
Advice
Be honest and confident. Highlight your willingness to learn and adapt.
Full Experience
I was referred by a family friend and appeared for two rounds: a written test on basic arithmetic and English, followed by an HR interview. The process was straightforward and the interviewers were supportive. I got the offer letter within a few weeks.
Probationary Officer (PO) Interview Experience
Candidate: Rohit Sharma
Experience Level: Entry Level
Applied Via: Online Application
Difficulty:
Final Result: Selected
Interview Process
3
Questions Asked
- Tell me about yourself.
- Why do you want to join IDBI Bank?
- Explain the basics of banking and financial products.
- How do you handle customer complaints?
- Describe a time you worked in a team.
Advice
Prepare well for both technical and HR rounds. Brush up on banking basics and current financial news.
Full Experience
I applied online for the PO position. The first round was an online written test covering reasoning, quantitative aptitude, and English. The second was a group discussion on banking topics. The final round was an HR interview focusing on my background and motivation. The interviewers were friendly but expected clear answers. I was selected and joined within two months.
Frequently Asked Questions in Idbi Bank Ltd
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Common Interview Questions in Idbi Bank Ltd
Q: In a sports contest there were m medals awarded on n successive days (n > 1). 1. On the first day 1 medal and 1/7 of the remaining m - 1 medals were awarded. 2. On the second day 2 medals and 1/7 of the now remaining medals was awarded; and so on.On the nth and last day, the remaining n medals were awarded.How many days did the contest last, and how many medals were awarded altogether?
Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?
Q: Suppose a newly-born pair of rabbits, one male, one female, are put in a field. Rabbits are able to mate at the age of one month so that at the end of its second month a female can produce another pair of rabbits. Suppose that our rabbits never die and that the female always produces one new pair (one male, one female) every month from the second month on.
Q: 9 cards are there. You have to arrange them in a 3*3 matrix. Cards are of 4 colors. They are red, yellow, blue and green. Conditions for arrangement: one red card must be in first row or second row. 2 green cards should be in 3rd column. Yellow cards must be in the 3 corners only. Two blue cards must be in the 2nd row. At least one green card in each row.
Q: Consider a pile of Diamonds on a table. A thief enters and steals 1/2 of the total quantity and then again 2 extra from the remaining. After some time a second thief enters and steals 1/2 of the remaining+2. Then 3rd thief enters and steals 1/2 of the remaining+2. Then 4th thief enters and steals 1/2 of the remaining+2. When the 5th one enters he finds 1 diamond on the table. Find out the total no. of diamonds originally on the table before the 1st thief entered.
Q: T, U, V are 3 friends digging groups in fields. If T & U can complete i groove in 4 days &, U & V can complete 1 groove in 3 days & V & T can complete in 2 days. Find how many days each takes to complete 1 groove individually.
Q: The citizens of planet nigiet are 8 fingered and have thus developed their decimal system in base 8. A certain street in nigiet contains 1000 (in base 8) buildings numbered 1 to 1000. How many 3s are used in numbering these buildings?
Q: A light bulb is hanging in a room. Outside of the room there are three switches, of which only one is connected to the lamp. In the starting situation, all switches are 'off' and the bulb is not lit. If it is allowed to check in the room only once.How would you know which is the switch?
Q: The egg vendor calls on his first customer and sells half his eggs and half an egg. To the second customer, he sells half of what he had left and half an egg and to the third customer he sells half of what he had then left and half an egg. By the way he did not break any eggs. In the end three eggs were remaining . How many total eggs he was having ?
Q: There are 7 letters A,B,C,D,E,F,GAll are assigned some numbers from 1,2 to 7.B is in the middle if arranged as per the numbers.A is greater than G same as F is less than C.G comes earlier than E.Which is the fourth letter
Q: If I walk with 30 miles/hr i reach 1 hour before and if i walk with 20 miles/hr i reach 1 hour late. Find the distance between 2 points and the exact time of reaching destination is 11 am then find the speed with which it walks.
Q: There are four dogs/ants/people at four corners of a square of unit distance. At the same instant all of them start running with unit speed towards the person on their clockwise direction and will always run towards that target. How long does it take for them to meet and where?
Q: Given a collection of points P in the plane , a 1-set is a point in P that can be separated from the rest by a line, .i.e the point lies on one side of the line while the others lie on the other side. The number of 1-sets of P is denoted by n1(P)....
Q: In a country where everyone wants a boy, each family continues having babies till they have a boy. After some time, what is the proportion of boys to girls in the country? (Assuming probability of having a boy or a girl is the same)
Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating.Â
Q: There are some chickens in a poultry. They are fed with corn. One sack of corn will come for 9 days. The farmer decides to sell some chickens and wanted to hold 12 chicken with him. He cuts the feed by 10% and sack of corn comes for 30...
Q: In mathematics country 1,2,3,4....,8,9 are nine cities. Cities which form a no. that is divisible by 3 are connected by air planes. (e.g. cities 1 & 2 form no. 12 which divisible by 3 then 1 is connected to city 2). Find the total no. of ways you can go to 8 if you are allowed to break the journeys.
Q: The profit made by a company in one year is enough to give 6% return on all shares. But as the preferred shares get on return of 7.5%, so the ordinary shares got on return of 5%. If the value of preferred shares is Rs 4,000000, then what is the va...
Q: Six persons A,B,C,D,E & F went to solider cinema. There are six consecutive seats. A sits in one of the seats followed by B, followed by C and soon. If a taken one of the six seats , then B should sit adjacent to A. C should sit adjacent A or B. D should sit adjacent to A, B,or C and soon. How many possibilities are there?
Q: In a certain year, the number of girls who graduated from City High School was twice the number of boys. If 3/4 of the girls and 5/6 of the boys went to college immediately after graduation, what fraction of the graduates that year went to college immediately after graduation?