Scan It Up - Smart QR Tags

Fino Payment Bank Recruitment Process, Interview Questions & Answers

Fino Payment Bank conducts a multi-stage selection involving written aptitude tests, technical interviews mainly on finance-related technology, and HR discussions geared towards customer-centric mindset.
4.3
based on 50 Reviews
About Company
Interview Guide
Interviews Experiance
FAQ's Questions

About Fino Payment Bank

Fino Payment Bank Interview Questions and Answers

Updated 21 Feb 2026

Risk Analyst Interview Experience

Candidate: Karan Mehta

Experience Level: Mid Level

Applied Via: Company Website

Difficulty:

Final Result: Rejected

Interview Process

3 rounds

Questions Asked

  • What types of risks are common in payment banks?
  • How do you assess credit risk?
  • Explain a time you identified a significant risk and mitigated it.
  • What tools do you use for risk analysis?
  • How do you stay updated with regulatory changes?

Advice

Prepare with real-life examples and be familiar with risk management frameworks relevant to payment banks.

Full Experience

The first round was a telephonic screening, followed by a technical interview with scenario-based questions. The final round was with the risk management team. Although I was not selected, the experience was valuable.

Operations Manager Interview Experience

Candidate: Priya Singh

Experience Level: Senior Level

Applied Via: LinkedIn

Difficulty: Hard

Final Result: Selected

Interview Process

4 rounds

Questions Asked

  • Describe your experience managing banking operations.
  • How do you ensure compliance with RBI guidelines?
  • Explain a process improvement you implemented.
  • How do you handle operational risks?
  • What KPIs do you track regularly?

Advice

Have detailed examples ready from your past roles and understand regulatory requirements thoroughly.

Full Experience

The interview process was rigorous with multiple rounds including HR, technical, and panel interviews. They emphasized leadership skills and knowledge of banking regulations.

Software Developer Interview Experience

Candidate: Amit Verma

Experience Level: Entry Level

Applied Via: Campus Placement

Difficulty:

Final Result: Selected

Interview Process

2 rounds

Questions Asked

  • Explain OOP concepts.
  • Write a program to reverse a linked list.
  • What is REST API?
  • How do you ensure code quality?
  • Have you worked with any payment gateway APIs?

Advice

Brush up on data structures and basic programming concepts; be ready to write code on the spot.

Full Experience

The first round was a coding test followed by a technical interview. The interviewers asked about my projects and coding approach. They also discussed the importance of security in payment applications.

Business Development Manager Interview Experience

Candidate: Sneha Patel

Experience Level: Mid Level

Applied Via: Employee Referral

Difficulty: Hard

Final Result: Rejected

Interview Process

3 rounds

Questions Asked

  • How would you increase customer acquisition for Fino Payment Bank?
  • Describe your experience with sales targets.
  • Explain a challenging negotiation you handled.
  • What digital payment trends do you foresee?
  • How do you manage a team under pressure?

Advice

Focus on quantitative achievements and market knowledge; be ready for case studies.

Full Experience

The first round was an HR screening, the second was a technical round with case study questions, and the final was with senior management focusing on strategy. The process was intense and required good preparation on industry trends.

Customer Service Executive Interview Experience

Candidate: Rahul Sharma

Experience Level: Entry Level

Applied Via: Online Job Portal

Difficulty:

Final Result: Selected

Interview Process

2 rounds

Questions Asked

  • What do you understand by payment banks?
  • How would you handle a difficult customer?
  • Explain KYC and its importance.
  • Describe a time you worked in a team.

Advice

Prepare well on basic banking concepts and customer handling scenarios.

Full Experience

The first round was a telephonic interview focusing on my communication skills and understanding of payment banks. The second round was an in-person HR interview with situational questions. The interviewers were friendly and gave me a chance to explain my previous internship experience.

View all interview questions

Frequently Asked Questions in Fino Payment Bank

Have a question about the hiring process, company policies, or work environment? Ask the community or browse existing questions here.

Common Interview Questions in Fino Payment Bank

Q: In a sports contest there were m medals awarded on n successive days (n > 1). 1. On the first day 1 medal and 1/7 of the remaining m - 1 medals were awarded. 2. On the second day 2 medals and 1/7 of the now remaining medals was awarded; and so on.On the nth and last day, the remaining n medals were awarded.How many days did the contest last, and how many medals were awarded altogether?

Q: A man has a wolf, a goat, and a cabbage. He must cross a river with the two animals and the cabbage. There is a small rowing-boat, in which he can take only one thing with him at a time. If, however, the wolf and the goat are left alone, the wolf will eat the goat. If the goat and the cabbage are left alone, the goat will eat the cabbage. How can the man get across the river with the two animals and the cabbage?

Q: A rich merchant had collected many gold coins. He did not want anybody to know about them. One day his wife asked, "How many gold coins do we have?" After pausing a moment, he replied, "Well! If I divide the coins into two unequal numbers, then 32 times the difference between the two numbers equals the difference between the squares of the two numbers."The wife looked puzzled. Can you help the merchant's wife by finding out how many gold coins they have?

Q: There are 3 clans in an island - The Arcs who never lie, the Dons who always lie and the Slons who lie alternately with the truth. Once a tourist meets 2 guides who stress that the other is a Slon. They proceed on a tour and see a sports meet. The first guide says that the prizes have been won in the order Don, Arc, Slon. The other says that, the order is Slon, Don, Arc. (the order need not be exact). To which clan did each of the guides and the players belong? ...

Q: There are 3 sticks placed at right angles to each other and a sphere is placed between the sticks . Now another sphere is placed in the gap between the sticks and Larger sphere . Find the radius of smaller sphere in terms of radius of larger sphere.

Q: ABCDE are sisters. Each of them gives 4 gifts and each receives 4 gifts No two sisters give the same combination ( e.g. if A gives 4 gifts to B then no other sisters can give four to other one.) (i) B gives four to A.(ii) C gives 3 to E. How much did A,B,C,E give to D?

Q: There is a room with a door (closed) and three light bulbs. Outside the room there are three switches, connected to the bulbs. You may manipulate the switches as you wish, but once you open the door you can't change them. Identify each switch with its bulb.

Q: Tom has three boxes with fruits in his barn: one box with apples, one box with pears, and one box with both apples and pears. The boxes have labels that describe the contents, but none of these labels is on the right box. How can Tom, by taking only one p

Q: Jarius and Kylar are playing the game. If Jarius wins, then he wins twice as many games as Kylar. If Jarius loses, then Kylar wins as the same number of games that Jarius wins. How many do Jarius and Kylar play before this match?

Q: In a Park, N persons stand on the circumference of a circle at distinct points. Each possible pair of persons, not standing next to each other, sings a two-minute song ? one pair immediately after the other. If the total time taken for singing is 28 minutes, what is N?

Q: Give two dice - one is a standard dice, the other is blank (nothing painted on any of the faces). The problem is to paint the blank dice in such a manner so that when you roll both of them together, the sum of both the faces should lie between 1 and 12. Numbers from 1-12 (both inclusive) equally likely.

Q: Raj has a jewel chest containing Rings, Pins and Ear-rings. The chest contains 26 pieces. Raj has 2 and 1/2 times as many rings as pins, and the number of pairs of earrings is 4 less than the number of rings. How many earrings does Raj have?...

Q: Consider a series in which 8 teams are participating. each team plays twice with all other teams. 4 of them will go to the semi final. How many matches should a team win, so that it will ensure that it will go to semi finals.?

Q: Jack and his wife went to a party where four other married couples were present. Every person shook hands with everyone he or she was not acquainted with. When the handshaking was over, Jack asked everyone, including his own wife, how many hands they shook?

Q: In a country where everyone wants a boy, each family continues having babies till they have a boy. After some time, what is the proportion of boys to girls in the country? (Assuming probability of having a boy or a girl is the same)

Q: An escalator is descending at constant speed. A walks down and takes 50 steps to reach the bottom. B runs down and takes 90 steps in the same time as A takes 10 steps. How many steps are visible when the escalator is not operating. 

Q: A Man is sitting in the last coach of train could not find a seat, so he starts walking to the front coach ,he walks for 5 min and reaches front coach. Not finding a seat he walks back to last coach and when he reaches there,train had completed 5 miles. what is the speed of the train ?

Q: A man driving the car at twice the speed of auto one day he was driven car for 10 min. and car is failed. he left the car and took auto to go to the office .he spent 30 min. in the auto. what will be the time take by car to go office?

Q: Joe started from Bombay towards Pune and her friend julie in opposite direction. they met at a point . distance traveled by joe was 1.8 miles more than that of julie.after spending some both started there way. joe reaches in 2 hours while julie in 3.5 hours.Assuming both were traveling with constant speed. What is the distance between the two cities.

Q: In mathematics country 1,2,3,4....,8,9 are nine cities. Cities which form a no. that is divisible by 3 are connected by air planes. (e.g. cities 1 & 2 form no. 12 which divisible by 3 then 1 is connected to city 2). Find the total no. of ways you can go to 8 if you are allowed to break the journeys.