Interview questions

Credit Analyst/ Officer interview questions

19 questions. Tap “Show answer” to check yourself.

  1. Do you need any holidays or leave during the probation period?

  2. What is LTV? Is a higher LTV good or bad?

  3. When this job is for core stream professional? Why you applied for this job? Why you want to work with us? Why Finance?

  4. What do you understand by term Reverse Mortgage?

  5. What are your hobbies and interests?

  6. WHAT IS YOUR PREVIOUS JOB PROFILE

  7. What external factors determine the dividend policy?

  8. What is the nature of a commercial paper?

  9. Explain minimum subscription. What is the minimum subscription required for a company to utilize funds?

  10. What methods are used to ascertain the risk in capital budgeting decisions?

  11. What are the motives of a company behind holding the cash?

  12. Define capital structure? What are the principles of capital structure management?

  14. What "rights issue" do the shareholders of a company have under Companies Act, 1956?

  15. Define credit analysis. What are the sources through which a company gets to know about a customer s credit worthiness?

  16. List the advantages of a LC to an importer?

  17. Define working capital cycle?

  18. Is there any written test also?

  19. Why do you want to leave your current job?

  20. What is fixed assets?

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