Top 10 credit card banks in the USA

A credit card is a basic requirement of most of the people in the United States. People are managing their needs in the present time as well as for the future. Thus, they required credit cards to easy loans. You can take a better credit card to manage all you’re spending on daily and professional works. These are some banks that provide better services in credit cards. We analyze different reports and resources to identify the top 10 credit card banks in the USA.

  1. Citi® Double Cash Card

It is the best cash card to manage to purchase. There are many benefits of this card, such as zero annual fees. The Citi Double Cash cards provide a cashback structure including long-lasting APR. Besides, it provides a solid cashback rate on all your purchases. You can earn up to 2% cashback when you pay your purchasing bills. However, there is no introductory bonus on the part of the bank. APR varies from 13.99% to 23.99% that is based on creditworthiness.

  1. Chase Sapphire Preferred® Card

It offers 100,000 bonus points, which can be used for your shopping. This card is useful for those people that are frequently spenders on dining and traveling. However, it charges $95 for an annual fee. This card is issuing only to those people which have maintained their credit score between 700-749. It provides many shopping and travel protections to its subscribers. However, an annual fee is applied.

  1. Chase Freedom Flex℠

It provides $200 as a bonus with no annual fee. APR rate is varying between 14.99% to 23.74%. You can use this card for various spending including drugstores, traveling, dining, and others. However, you can get 5% cashback only from Chase when you made a booking from it.

  1. American Express® Gold Card

There are many benefits of this card with an annual fee which is $250 annually. You can get 60,000 points for membership with the bank. It provides a point transfer facility to various partners. It provides high rewards earning chances. However, there is no lounge benefits and a high APR for pay overtime feature. It makes many things easy for users such as uber membership.

  1. Chase Sapphire Reserve®

It offers many good services that are useful for managing credits. The annual fee is $550 that is too high but it provides 60,000 bonus points as a welcome bonus to each user. APR varying from 16.99% to 23.99%, which is not good for the basic users. It includes a condition for issuing this card which is a credit score between 750-850.

  1. The Platinum Card® from American Express

This is a good service for people in which they can use a large amount of money for managing their business and personal things including travel and dining. It offers 100,000 membership points to each user. However, it charges $695 as an annual fee. This is a prime service for users.

  1. Delta SkyMiles® Reserve American Express Card

It is a popular card in the USA because of its middle-class offers. It offers 50,000 bonus miles as well as up to $100 back in statement credits. APR will be 15.74% to 24.74% that is variable Delta SkyMiles® Reserve American Express Card takes $550 as an annual charge from each customer. High regular APR is the main disadvantage of this card.

  1. United Club℠ Infinite Card

This card provides 75,000 bonus miles as a welcome bonus. The annual fee of this card is only $252. However, the regular APR is 16.49 to 23.49% which is high than other cards. Besides, it is not issued bellow credit score of 750. The main benefit of this card is No foreign transaction fee.

  1. The World of Hyatt Credit Card

This is a wonderful deal from the bank in a fewer annual fee that is $95 and you will get up to 60,000 points as a welcome bonus. The regular APR is also good that is 15.99% to 22.99%. The World of Hyatt Credit Card is outstanding because of its benefits including a complimentary world of Hyatt discoveries status.

  1. Hilton Honors Aspire Card from American Express

This is another better card for Americans at an annual fee of $450 and a welcome bonus of 150,000 points. Regular APR is 15.74% to 24.74%. It is a perfect fit for big spenders. The annual fee is also high as well as regular APR makes a huge impact on the purchase of a card.


Top 10 credit card banks in the USA
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